Our Process

Let’s face it, thinking about our financial future can be such a complex and daunting process that is easily put off. At Innovative Financial,we make it our business to clarify the financial planning process by providing you with a comprehensive, step-by-step process that takes the fear out of financial planning.

 

Flow

Forecasting Flow. Before we can create a financial plan for you, we have to review your current financial picture. While this can often be a stressful experience, we make it our business to help take the fear out of finance, by listening to you and understanding your life’s challenges and opportunities. Examining what kind of monthly income and expenses you have each month is the first step toward determine what you are comfortable investing in your future.

 

Shoulds

Solidifying a path towards successful goals. While everyone’s journey is different, we all experience some similar milestones in life. Purchasing a home, building a business, saving for college, caring for our elders, planning for retirement, and leaving a legacy are just some of the life goals that many people have in common. Understanding your individual life goals, risk philosophy, and the financial strategies needed to help you achieve them.

 

Reviewing Resources

Reviewing Resources. After we get a good picture of your available cash flow and life goals, we begin to consider the potential resources that might assist you in achieving them. It is at this step that we consider the various tax implications that these options can have on your short and long term financial picture.

 

Analyze & Plan

Analyzing & Evaluating. Once we have a clear picture of your cash flow, goals and resources, we can begin to analyze which financial tools and services are the best fit for your needs, both now and in the future. We present you with clear, easy-to-understand options that spell out the potential benefits, risks, fees and expenses. We don't sell anything and we don't get paid commissions by anyone, which means our only incentive is to provide you with superior service and unvarnished advice.

 

Connect & Implement

Connecting & Communicating. The final result is a comprehensive blueprint of your financial life, that elegantly ties together your goals, resources and investments together. We even provide you with a An all-inclusive software system that securely stores your financial data and provides you a variety of lifestyle management tools.

 

Flow

Forecasting Flow. Before we can create a financial plan for you, we have to review your current financial picture. While this can often be a stressful experience, we make it our business to help take the fear out of finance, by listening to you and understanding your life’s challenges and opportunities. Examining what kind of monthly income and expenses you have each month is the first step toward determine what you are comfortable investing in your future.

 

Shoulds

Solidifying a path towards successful goals. While everyone’s journey is different, we all experience some similar milestones in life. Purchasing a home, building a business, saving for college, caring for our elders, planning for retirement, and leaving a legacy are just some of the life goals that many people have in common. Understanding your individual life goals, risk philosophy, and the financial strategies needed to help you achieve them.

 

Reviewing Resources

Reviewing Resources. After we get a good picture of your available cash flow and life goals, we begin to consider the potential resources that might assist you in achieving them. It is at this step that we consider the various tax implications that these options can have on your short and long term financial picture.

 

Analyze & Plan

Analyzing & Evaluating. Once we have a clear picture of your cash flow, goals and resources, we can begin to analyze which financial tools and services are the best fit for your needs, both now and in the future. We present you with clear, easy-to-understand options that spell out the potential benefits, risks, fees and expenses. We don't sell anything and we don't get paid commissions by anyone, which means our only incentive is to provide you with superior service and unvarnished advice.

 

Connect & Implement

Connecting & Communicating. The final result is a comprehensive blueprint of your financial life, that elegantly ties together your goals, resources and investments together. We even provide you with a An all-inclusive software system that securely stores your financial data and provides you a variety of lifestyle management tools.

 

Flow

Forecasting Flow. Before we can create a financial plan for you, we have to review your current financial picture. While this can often be a stressful experience, we make it our business to help take the fear out of finance, by listening to you and understanding your life’s challenges and opportunities. Examining what kind of monthly income and expenses you have each month is the first step toward determine what you are comfortable investing in your future.

 

Shoulds

Solidifying a path towards successful goals. While everyone’s journey is different, we all experience some similar milestones in life. Purchasing a home, building a business, saving for college, caring for our elders, planning for retirement, and leaving a legacy are just some of the life goals that many people have in common. Understanding your individual life goals, risk philosophy, and the financial strategies needed to help you achieve them.

 

Reviewing Resources

Reviewing Resources. After we get a good picture of your available cash flow and life goals, we begin to consider the potential resources that might assist you in achieving them. It is at this step that we consider the various tax implications that these options can have on your short and long term financial picture.

 

Analyze & Plan

Analyzing & Evaluating. Once we have a clear picture of your cash flow, goals and resources, we can begin to analyze which financial tools and services are the best fit for your needs, both now and in the future. We present you with clear, easy-to-understand options that spell out the potential benefits, risks, fees and expenses. We don't sell anything and we don't get paid commissions by anyone, which means our only incentive is to provide you with superior service and unvarnished advice.

 

Connect & Implement

Connecting & Communicating. The final result is a comprehensive blueprint of your financial life, that elegantly ties together your goals, resources and investments together. We even provide you with a An all-inclusive software system that securely stores your financial data and provides you a variety of lifestyle management tools.

INVESTMENT MANAGEMENT

Custom and unbiased portfolio management based on client goals, risk tolerance, and tax consequences.

TAX PLANNING & PREPARATION

Up-to-date tax-saving expertise ensures compliance and sound financial strategies to meet your objectives.

FINANCIAL PLANNING

Comprehensive financial planning that is an ongoing process that is adjusted with life's changes.

FINANCIAL PLAZA

An all-inclusive software system that securely stores your financial data and provides you a variety of lifestyle management tools.

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Who We Serve

 

Nearing or In Retirement

If you are already retired or nearing retirement, your financial goals and objectives take on a more urgent focus. Let us help you determine how cash flow planning, taxes, health care costs, and social security benefits can affect your retirement income.

Women in Transition and Independant Women

When big changes hit your life it, complicated financial decisions are often part of the process. Women who are recently widowed, divorced or are experiencing other life changing circumstances are often faced with weighty financial decisions that will affect their family’s future. We pride ourselves on helping our clients face difficult life transitions with compassion and confidence.

Young Professionals

Planning for your financial future at the beginning of your career can create life-altering opportunities later in life. Whether you are planning to purchase your first home, start a family, build your dream business or save for college, we are here to help. We love working with younger clients to develop financial plans that meet their short, midrange and long-term life and career goals.

Business Owners

Business owners often face unique challenges, as a larger than normal portions of their wealth are tied-up in their business. We are happy to work with business owners to maximize both their business and personal financial opportunities.